Debt Consolidation

Do you struggle from week to week with paying credit cards, personal loans or a mortgage.

You are not alone, many Australians are just like you and we are here to help you get your finances sorted out through debt consolidation.

There are 2 different types of debt consolidation

  1 Debt consolidation is when all your debts are bundled into one loan, say for intance you have 3 credit cards all with money owing, you may be better off taking out a personal loan at a lower interest rate and pay out your credit cards which have a higher interest rate.

Another advantage of debt consolidation loan is you may be able to have the loan over period that suits you eg: weekly, fortnightly or monthly. This is just one instance of debt consolidation. 

 2 The second type of debt consolidation is a debt agreement where you can negotiate with your lenders, this can be when you are having problems like paying debts, are getting phone calls from creditors and debt collectors, have had vehicles repossessed and left with debt or are facing bankruptcy. The form below will take you to the experts in this field